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How Much Will Health Care Reform Cost Your Business?
The Health Care reform is changing businesses across America. How will it affect your business? 
 
The Health Care Reform was signed into law earlier this year by President Obama, and the first phases will take effect September of this year. Many carriers have already adopted the changes into their policy coverages and have made them effective this coming October.
 
Some changes include the following:
  • Allowing members to add dependents up to age 26
  • Eliminating lifetime limits on policies
  • Removing pre-existing exclusions for members under 19 years old
  • Adjusting certain annual limit on policies
  • Providing preventative care at 100%

 and more to come.

Did you know...

IF you have 25 or fewer employees,
 
AND your employee's average wages are less than 50,000
 
AND you don't provide any health benefits..
 
You will be subject to a penalty of up to 2% of each employee's income under the new Health Care Reform.

Home Health Safety Training
Care West Insurance Risk Management Home Health Safety Training INTERACTIVE HOME HEALTHSAFETY AND HAZARD MAP Click the interactive map above s an example of the layout of a typical Home Health. Access each area to view safety tips and hazards. PAYROLL STUFFERS...
Are you aware of Cal/ OSHA's ATD Standards?
Work activity and conditions create an elevated risk of contracting disease if protective measures are not in place.   California passed the first occupational standard in the nation to prevent worker illness from infectious diseases that can be t...
Recommended Immunizations for Adults (Healthcare Providers)
Each year, the Advisory Committee on Immunization Practices(ACIP) reviews the recommended adult(anyone over 18 years old) immunization schedule to ensure that the schedule reflects current recommendations for the licensed vaccines.  Download the forms below:  ...
Heat Illness Prevention
California employers with any outdoor places of employment must comply with the Heat Illness Prevention Standard T8 CCR 3395. These procedures have been created to assist employers in crafting their own heat illness prevention procedures, and to reduce the risk of work related...
Hazard Communication Plan
Globally Harmonized System (Hazard Communication Plan) What’s it all about? How will the Hazard Communication standard change? The key changes in the Hazard Communication standard, which affects chemical suppliers (manufacturers, importers, distributors) an...